The purchase of a home is one of the most expensive and important purchases you will ever make. You and your mortgage lender will want to make sure the property is indeed yours and that no one else has any claim on your property. Title Insurance, which is purchased through a License Title Agent, protects your interests and the interests of the lender, should a claim be made against your property. The insurance is necessary because title disputes, or claims that a property is owned by more than one party or encumbered by a lien or tax, are common themes in the American court system. Without the insurance, the buyer could expose themselves to outstanding issues, liens, taxes or prior utility assessments just to name a few. Watch this video to learn a bit more about how title insurance works.

The Problems:

- Home buyers (especially new ones) have not historically paid attention to who they use as a title agent to purchase title insurance and consider it just another fee when buying a home.

- Mortgage brokers and real estate agents tend to influence the homebuyer as to what title agents or title companies they use to purchase the title insurance

- Title agents and the title insurance they sell is