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"Applying my skills to a real life problem provided me with a useful, enriching experience that I can't really find in a school setting”
KIBAND PROJECT | WORKED 3 HOURS | EARNED $150
Tiffany Chen, Brown University Class of 2018
Relevant project experience increases your chances of getting a job offer by 31%


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What will insurance look like in 10 years?
Default profile pic Anonymous Insurance Company
Small pic future

Historically insurance comes in many forms - auto insurance, renters, home, personal property, and life just to name a few. Since the early 20th century, insurance has played a role in people’s lives by covering them in the event of catastrophes, perils and unfortunate life events. In exchange, people and businesses typically pay some kind of monthly or biannual fee for the coverage.

However, new technologies such as the wearables, mobile, smart materials, cloud computing, social media, big data, drones, driverless cars, crypto currencies, contextual computing, 3D printing, and artificial intelligence are poised to permanently change the traditional insurance industry, disrupting old products services and outdated business models.

What does insurance look like to you in the 10 years?

Regardless of the technological changes on the horizon, what products, services or policy coverages could be offered to make you fall in love with your insurance company?

What can an insurance company (which sells property and casualty insurance – not health insurance) do to help enhance your life or your business? What might that look like? What services and benefit would you want them to provide?

Please submit the following:

1. EXECUTIVE SUMMARY: A high level description of what you are proposing and how it addresses the future of insurance. Clearly explain how your offering works and why consumers might like it. Make sure to define a specific consumer want/need, and structure your ideas around addressing that need.

2. GRAPHICS: Some illustration of your ideas. This could be wireframes, infographics, storyboards, anything really. Include references or annotations which clearly support your executive summary.

CRITERIA:

The best ideas will describe what the future of insurance looks like in 10 years. These ideas will support any consumer needs or goals and also provide potential business opportunities for our organization.

Ideas should be focused around casualty insurance (NOT life insurance or health insurance)

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